Does The Attic Have To Be Insulated To Pass Inspection

I had an attic door located on the outside of the subject property approx.

Does the attic have to be insulated to pass inspection.

An attic must be properly insulated with the required r level of insulation material for your climate. The higher the r number the higher the insulating factor typically is so it s worth checking. The attic inspection does not have to be by an appraiser. Insulation is rated with an r value.

An attic inspection will show the. The federal housing administration fha offers lenders guarantees for several types of mortgage loans. Your attic may presently have a fixed ladder a pull down ladder or no ladder at all. What your attic probably does not have is a set of code compliant stairs.

The only means of traversing the attic is by walking the joists. Do you just wade through the insulation on your inspection. I would think this could be a hazard as you would disturb the insulation might miss a step and fall through the sheetrock or trip over a hidden. Also identified are attic areas that were not accessible.

They do not however accept any type of property for a loan guarantee. For example a past renovation might seal up an attic access panel in the ceiling entirely. There is no walkway or landing in the attic. Attics can be insulated in a number of ways including blowing in insulation or laying fiberglass batts.

To convert your attic to living space you cannot provide access via a ladder. I contacted fha and advised them i didn t feel safe going up that high and they replied that they don t expect the appraiser to do anything that impacts his her safety. Inadequate attic insulation. The colder the climate the higher r insulation number.

As with any other part of a home inspection attics must be accessible. If they aren t inspectors are not required to gain entry by heroic means. Or the homeowner might have a bureau placed in front of an attic door. Looking across your attic if the insulation is level with or below the attic floor joists you probably need to add more insulation.

If you cannot see any of the floor joists because the insulation is well above them you probably have enough and adding more insulation may not be cost effective.